SGB understands how to meet the individual needs for roofing contractors & access the resources in the marketplace. Our approach is to provide competitive insurance coverage whether our customers are involved with residential or commercial/Industrial work. We seek to accommodate the needs of our roofing clients across the spectrum of roofing applications such as Tile, Hot Tar, or other specialized operations like waterproofing or sheet metal.
Our consultative approach to your insurance needs means that means that we assist you with each step of the process. For instance, before we place coverage, we review your needs and the carriers’ ability to meet them so there are no surprises after binding your policy. If a contract has complicated or difficult coverage requirements we help you understand and negotiate the insurance requirements with the project owner or general contractor. We access all the alternative Workers Compensation markets, Use of cost saving features like Medical Provider Networks (MPN) and Alternative Dispute Resolution Programs (ADR) will have a significant impact on rates and claim costs. We handle certificates quickly and accurately so you can get to work. These are just a few of the services we offer In addition, our Workers Compensation Claims Service takes the worry out of having your Experience Modification Factor impacted by reserves which are too large or the mismanagement of claims. We track each claim as it progresses and monitor all of your Unit Stat Filings thus minimizing claims which results in significant cost savings.
Specialized Coverages Include:
· Creative Workers Comp Products
-
Alternative Workers Compensation plans-
-
Self Insured Groups
-
Captive/Self Insurance options
-
Alternative Dispute Resolution (ADR) Plans
-
Deductible and Retrospective Rating
-
First Dollar/Guaranteed Cost
-
Money Saving WC Claims Management Services
· General Liability Plans
-
Occurrence Form coverage
-
Per Project General Aggregate Limits of Liability
-
Additional Insured Endorsements to meet your contract specifications
-
Residential coverage for town homes, condominiums, tracts, and apartments available
-
No “roofers exclusions” like Open Roof or Torch Down exclusions
-
Low Deductible plans available, as are high Self Insured Retentions
· Other Coverages
-
Commercial Auto
-
Mobile Equipment/Property coverage
-
Employee Benefits
-
Key Man Life and Disability Insurance
-
Employment Practices Liability
-
Pollution/Mold Liability Coverage
For More Information:
Please contact us at roofing@sgbinsurance.com so that we may help you structure a sound risk management plan that will provide you with quality, economy and peace of mind year after year.
